| HKD Account | ||
|---|---|---|
| Card Annual fee | - | - |
| Local payment | 0 | - |
| Cross-border/Non-default Currency Transaction | 1.95% | - |
| Cross-border ATM Cash Withdrawal | 2% | With a minimum charge of 20RMB/25HKD/3USD each time，and cross-border/Non-default Currency Transaction Fee is applied. |
| Local cross-border ATM Cash Withdrawal | 50 | For each calculation, there is no limit on the amount, and the amount that can be withdrawn depends on the withdrawal limit of the ATM |
| Expired Card Renewal/Replacement | - | |
| Card Cancellation( by manual service) per card per time | 80 | - |
| Card Reissue | 300 | - |
| Dormant Fee( Monthly) | 50 | Inactive within 6 months of purchase or no transactions within 6 months after card activation, Dormant Fee will be charged in the 7th month |
| Long-term dormant account management fee( Monthly) | 300 | Immediately after 6 months after the dormant account administration fee is charged, the account will be considered long-term dormant and will be billed monthly for the 7th month |
| Statement Issuance Fee | 30 | - |
| Penny Amount Online Transaction | 1 | Penny Amount Transaction means less than 10 RMB / 11 HKD/ 1.5 USD per tranastion |
| Decline(caused by cardholder) | 3 | The first 3 times of each month is waived. Payment declined due to insufficient balance or incorrect card information entered during payment will be charged. |
| Overdue interest | 0.005%/Day | - |
| Chargeback | Charged by MasterCard chargeback application fee | - |
| Top-up | - | - |